Eligibility
- Candidates must have passed the 12th standard examination in any discipline or its equivalent. The Institute may, however at its discretion, allow any candidate from clerical or supervisory staff cadre of banks to appear at the examination on the recommendation of the Manager of the bank / officer-in-charge of the bank’s office where the candidate is working, even if he/she is not 12th standard pass or it's equivalent.
- The subordinate staff of recognized Banking / Financial Institutions in India, who are members of the Institute, are eligible to appear at the examination, provided they have passed the 12th standard examination or its equivalent.
Subjects of Examination:
- Principles & Practices of Banking
- Accounting & Finance for Bankers
- Legal & Regulatory Aspects of Banking
Registration Fees:
- From 24.02.2021 to 28.02.2021 - Normal Examination fees
- From 01.03.2021 to 14.03.2021 - Normal Examination fees plus Rs 100/-
- From 15.03.2021 to 21.03.2021 - Normal Examination fees plus Rs 200/-
Important Dates
Online Mode | ||
---|---|---|
Examination Date | Time | Subjects |
02-05-2021 | ONLINE - Will be given in the admit Letter | Principles & Practices of Banking |
09-05-2021 | ONLINE - Will be given in the admit Letter | Accounting & Finance for Bankers |
16-05-2021 | ONLINE - Will be given in the admit Letter | Legal & Regulatory Aspects of Banking |
Registration Fees:
- From 01.09.2021 to 07.09.2021 - Normal Examination fees
- From 08.09.2021 to 21.09.2021 - Normal Examination fees plus Rs 100/-
- From 22.09.2021 to 30.09.2021 - Normal Examination fees plus Rs 200/-
Important Dates
Online Mode | ||
---|---|---|
Examination Date | Time | Subjects |
07-11-2021 | ONLINE - Will be given in the admit Letter | Principles & Practices of Banking |
14-11-2021 | ONLINE - Will be given in the admit Letter | Accounting & Finance for Bankers |
21-11-2021 | ONLINE - Will be given in the admit Letter | Legal & Regulatory Aspects of Banking |
Passing Criteria:
- The minimum mark for a pass in the subject is 50 out of 100.
- Candidates securing at least 45 marks in each subject with an aggregate of 50% marks in all subjects of examination in a single attempt will also be declared as having completed the Examination.
- Candidates will be allowed to retain credits for the subject they have passed in an attempt till the expiry of the time limit.
- The Institute will consider the FIRST PHYSICAL ATTEMPT of the candidate at the examination as the first attempt for awarding class.
- First Class: 60% or more marks in aggregate and pass in all the subjects in the FIRST PHYSICAL ATTEMPT.
- First Class with Distinction: 70% or more marks in aggregate and 60% or more marks in each subject in the FIRST PHYSICAL ATTEMPT.
Time Limit for Passing the Examination:
- Candidates will be required to pass the examination within a time limit of 2 years (i.e. 4 consecutive attempts).
- Candidates not able to pass the examination within the stipulated time period of two years are required to re-enroll themselves afresh. Such candidates will not be granted credit/s for subject/s passed, if any, earlier.
- The time limit of 2 years will start from the date of application for the first attempt. Attempts will be counted irrespective of whether a candidate appears for any examination or otherwise.
Examination Fees:
Description | Fees |
---|---|
First attempt fee | Rs.2,700/- |
2nd attempt fee | Rs.1,300/- |
3rd attempt fee | Rs.1,300/- |
4th attempt fee | Rs.1,300/- |
- Candidates are required to Register for every attempt separately.
Exam Pattern
- Question Paper will contain approximately 120 objective type multiple choice questions for 100 marks including questions based on case studies/case lets. The Institute may however vary the number of questions to be asked for a subject.
- The examination will be held in Online Mode only
- There will NOT be negative marking for wrong answers.
Duration of Examination:
- The duration of the examination will be of 2 hours.
Medium of Examination
- Candidates are allowed to attempt the examination either in Hindi or English, and should clearly fill in their choice of the medium at the time of registration of the application. In any case, a change of medium will not be allowed at a later stage.
JAIIB Syllabus
LEGAL & REGULATORY ASPECTS OF BANKING
- Legal Framework for Regulation of Banks
- Control over the organization of banks
- Regulation of Banking Business
- Returns, inspection, and winding up
- Public Sector banks and cooperative banks
- Financial sector legislative reforms & Financial sector Development Council
- Case law on the responsibility of paying bank
- Case law on the responsibility of collecting bank
- Indemnity, Guarantee, & Law of agency
- Deferred Payment Guarantee
- Letter of credit
- the law relating to bills finance
- Various types of securities
- Pledge, Bailment, Hypothecation
- Mortgage & assignment
- Different types of borrowers
- Joint Stock Company
- Partnership Firms
- Limited Liability Partnership
- Escrow a/c and Trust & Retention account
- SARFAESI Act 2002
- CERSAI
- Banking Ombudsman
- Debt Recovery Tribunals
- Bankers' Books Evidence Act
- Legal Services Authority Act (Lok Adalat)
- Payment and Settlement System Act 2007
- Consumer Protection Act
- Limitation Act
- Tax Laws
- Information Technology Act
- Right to Information Act
- Prevention of Money Laundering Act
- Foreign Exchange Management Act 1999
ACCOUNTING AND FINANCE FOR BANKERS
- Calculation of interest & annuities
- Calculation of YTM
- Capital Budgeting
- Depreciation
- Foreign Exchange Arithmetic
- Definition, Scope, and Accounting Standard
- Basic Accountancy Procedures
- Cash Book, subsidiary books, ledger
- Bank Reconciliation Statement
- Trial balance, Rectification of Errors
- Capital and Revenue Expenditure
- Bills of exchange
- Balance sheet equations
- Preparation of final accounts
- Ratio Analysis
- Final Accounts of Banking companies
- Company Accounts
- Accounting in a computerized environment
- Banking Operations-Vouchers
- Banking Operations-KYC
- Banking Operations -Types of customers
- Banking Operation- Scrutiny of Loan application
PRINCIPLES AND PRACTICES OF BANKING
- Indian financial system: An overview
- Banking regulation
- Retail, wholesale, International banking, ADR/GDR/PN
- Role of Money Market, Fixed Income Instruments
- Role of capital market and SEBI
- Role and functions of mutual funds, insurance companies, IRDA
- Factoring/ forfeiting & off-balance sheet items
- Risk management & Basel II - an overview
- Alliances, mergers, and consolidation
- CICS, Fair Practice Code & BCSBI
- Recent developments in the financial system
- Banker - customer relationship
- Banker - customer special relationship
- Banking Ombudsman and Consumer Protection Act
- Payment & collection of cheques & other negotiable instruments
- Various types of customers
- Ancillary services
- Cash Management Services
- Principles of lending, working capital assessment, and credit monitoring
- Priority sector advances
- Agriculture Financing
- Micro and Small Enterprise
- Govt. Sponsored Schemes
- Self-help groups
- Credit cards, home loans, personal loans
- Documentation
- Securities and Charges
- Types of collaterals and characteristics
- Non-performing assets/loans
- Financial inclusion
- Banking Technology
- Introduction to marketing & product planning
- Pricing and distribution
- Promotion and marketing information system
Course contents
- Video classes for the papers
- Notes
- Mock test series
- Doubt clearing session
- Access the course on the mobile application as well on desktop