JAIIB - Exam Date, Pattern and Syllabus

Eligibility

• Candidates must have passed the matriculation examination or its equivalent.
• The Institute may allow any candidate from clerical or supervisory staff cadre of banks to appear at the examination on the recommendation of the Manager of the bank / officer-in-charge of the bank’s office where the candidate is working, even if he/she is not a matriculate or its equivalent.
• Non-Members those who aspire to pursue a career in banking can apply for Diploma in banking and Finance which is equivalent to JAIIB. The applicants should be 12th pass.

Subjects of Examination

1. Principles & Practices of Banking
2. Accounting & Finance for Bankers
3. Legal & Regulatory Aspects of Banking

Time limit for passing the exam

• A candidate will be required to pass JAIIB examination within a time limit of 2 years

Passing Criteria

• Pass: Minimum marks for pass in every subject - 50 out of 100 marks.
  If a candidate secure 45 in a subject while aggregate marks are more than or equal to 50% then the candidate will be declared passed.
• First Class : 60% or more marks in aggregate and pass in all the subjects in the FIRST ATTEMPT.
• First Class with Distinction: 70% or more marks in aggregate and 60 or more marks in each subject in the FIRST ATTEMPT

Important Dates

Regular Open Period for Registration: 02-03-2018 to 27-03-2018 (With Normal Examination fees)

Extended Period for Registration: 28-03-2018 to 31-03-2018 (With Normal Examination fees + Rs 200 late fees)

Exam Dates	Timing for Online Exams	Subjects
06-05-2018	Will be given in the admit Letter	Principles & Practices of Banking
13-05-2018	Will be given in the admit Letter	Accounting & Finance for Bankers
20-05-2018	Will be given in the admit Letter	Legal & Regulatory Aspects of Banking

Regular Open Period for Registration: 05-09-2018 to 05-10-2018 (With Normal Examination fees)

Extended Period for Registration: 06-10-2018 to 08-10-2018  (With Normal Examination fees + Rs 200 late fees)

Exam Dates	Timing for Online Exams	Subjects
04-11-2018	ONLINE - Will be given in the admit Letter	Principles & Practices of Banking
11-11-2018	ONLINE - Will be given in the admit Letter	Accounting & Finance for Bankers
18-11-2018	ONLINE - Will be given in the admit Letter	Legal & Regulatory Aspects of Banking

Eligibility

DB&F Exam Eligibility for non-member only

Exam	Attempts	fees (*GST Applicable)
Diploma in Banking & Finance	First attempt fee	3200/-*
	Second attempt fee	1000/-*
	Third attempt fee	1000/-*
	Fourth attempt fee	1000/-*

JAIIB  Eligibility for members only 

Exam	Attempts	Fees (*GST Applicable)
Junior Associate of IIB&F	First attempt fee	2400/-*
	Second attempt fee	1000/-*
	Third attempt fee	1000/-*
	Fourth attempt fee	1000/-*

To Apply For DB&F Online, Click Here

To Apply for JAIIB Examination, Click here

Previous papers

Download JAIIB previous papers here

Exam pattern

(1) Principles & Practices of Banking
(2) Accounting & Finance for Bankers
(3) Legal & Regulatory Aspects of Banking

• Each paper will contain approximately 120 objective type multiple choice questions, carrying 100 marks including questions based on case study/case lets. The Institute may, however, vary the number of questions to be asked for a subject. There will no negative marking for wrong answers.
• The examination will be conducted normally twice a year in May / June and November / December on Sundays.

JAIIB Syllabus

LEGAL & REGULATORY ASPECTS OF BANKING

1. Legal Framework for Regulation of Bankspl
2. Control over organization of banks
3. Regulation of Banking Business
4. Returns, inspection and winding up
5. Public Sector banks and cooperative banks
6. Financial sector legislative reforms & Financial sector Development Council
7. Case law on responsibility of paying bank
8. Case law on responsibility of collecting bank
9. Indemnity, Guarantee, & Law of agency
10. Deferred Payment Guarantee
11. Letter of credit
12. law relating to bills finance
13. Various types of securities
14. Pledge, Bailment, Hypothecation
15. Mortgage & assignment
16.  Different types of borrowers
17.  Joint Stock Company
18.  Partnership Firms
19.  Limited Liability partnership
20.  Escrow a/c and Trust & Retention account
21.  SARFAESI Act 2002
22.  CERSAI
23.  Banking Ombudsman
24.  Debt Recovery Tribunals
25.  Bankers's Books Evidence Act
26.  Legal Services Authority Act (Lok Adalat)
27.  Payment and Settlement System Act 2007
28.  Consumer Protection Act
29.  Limitation Act
30.  Tax Laws
31.  Information Technology Act
32.  Right to Information Act
33.  Prevention of Money Laundering Act
34.  Foreign Exchange management Act 1999

ACCOUNTING AND FINANCE FOR BANKERS

1.  Calculation of interest & annuities
2.  Calculation of YTM
3.  Capital Budgeting
4.  Depreciation
5.  Foreign Exchange Arithmetic
6.  Definition, Scope and Accounting Standard
7.  Basic Accountancy Procedures
8.  Cash Book, subsidiary books, ledger
9.  Bank Reconciliation Statement
10.  Trial balance, Rectification of Errors
11.  Capital and Revenue Expenditure
12.  Bills of exchange
13.  Balance sheet equations
14.  Preparation of final accounts
15.  Ratio Analysis
16.  Final Accounts of Banking companies
17.  Company Accounts
18.  Accounting in computerized environment
19.  Banking Operations-Vouchers
20.  Banking Operations-KYC
21.  Banking Operations -Types of customers
22.  Banking Operation- Scrutiny of Loan application

PRINCIPLES AND PRACTICES OF BANKING

1.  Indian financial system : An overview
2.  Banking regulation
3.  Retail, wholesale, International banking, ADR/GDR/PN
4.  Role of Money Market, Fixed Income Instruments
5.  Role of capital market and SEBI
6.  Role and functions of mutual funds, insurance companies, IRDA
7.  Factoring/ forfaiting  & off-balance sheet items
8.  Risk management & Basel II - an overview
9.  Alliances, mergers and consolidation
10.  CICS, Fair Practice Code & BCSBI
11.  Recent developments in financial system
12.  Banker - customer relationship
13.  Banker - customer special relationship
14.  Banking Ombudsman and Consumer Protection Act
15.  Payment & collection of cheques & other negotoable instruments
16.  Various types of customers
17.  Ancillary services
18.  Cash Management Services
19.  Principles of lending, working capital assessment and credit monitoring
20.  Priority sector advances
21.  Agriculture Financing
22.  Micro and Small Enterprise
23.  Govt. Sponsored Schemes
24.  Self help groups
25.  Credit cards, home loans, personal loans
26.  Documentation
27.  Securities and Charges
28.  Types of collaterals and characteristics
29.  Non performing assets / loans
30.  Financial inclusion
31. .Banking Technology
32.  Introduction to marketing & product planning
33.  Pricing and distribution
34.  Promotion and marketing information system